Insurance

In the grand architecture of financial planning, most people are obsessed with the “roof”—the visible gains from stock market investments, real estate portfolios, and high-interest savings accounts. While everyone wants to talk about how to grow their wealth, few want to discuss how to protect it. Life is inherently volatile. We live in a world […]

In the journey of financial planning, two pillars stand taller than the rest: Term Insurance and Health Insurance. While both fall under the broad umbrella of “insurance,” they serve fundamentally different purposes, protect against different risks, and offer distinct benefits. Unfortunately, many people conflate the two or, worse, believe that having one negates the need